Tennessee Credit Unions

Advancing Communities: In the Volunteer Tradition


During this COVID-19 pandemic, credit unions are creating new programs to meet their members’ changing needs. In response to these unprecedented circumstances many Tennessee credit unions are currently offering their communities:

  • Up to 90-Day deferment on loan payments including mortgages
  • Skip-a-pay programs on auto and home loans and credit cards
  • Access to equity on auto loans
  • Up to 90-Day no payment on new auto loans
  • Waived fees for early CD withdrawals
  • Waived fees on overdrafts and other services
  • Lower interest rates on loans
  • Emergency hardship loans
  • Extended due dates on collections
  • Employee Assistance Account for emergency funds

For more information about how Credit Unions are responding to the COVID-19 crisis, go to AmericasCreditUnions.org.

Advancing Communities - In the Volunteer Tradition

Credit unions are the better choice for Tennessee's middle-class families. They work to help Tennesseans build their dreams, keep their homes, start and expand small businesses, and hold their communities together.

Tennessee credit unions are local community-based not-for-profit financial cooperatives that are owned and run by their members. Local credit unions keep money in our communities instead of shipping profits to Wall Street and they share earnings with their members by providing dividends and lower rates on loans along with higher interest on savings.

They support members in times of need with low-interest loans for medical emergencies, more options to help families pay for college or buy a home and with financial literacy programs to empower consumers to improve their financial lives.

Credit unions are not-for-profit institutions helping Tennessee grow and prosper. New taxes on credit unions are not going to solve Tennessee's fiscal problems and will only result in taking money out of the pockets of already overburdened middle-class families.

Tennessee credit unions are building better communities for:

Featured News:

The votes from Tennessee Valley Federal Credit Union’s Season of Sharing Campaign have been tallied. The McMinn County Rescue Squad swept the social media poll with more than 54% of the vote, meaning that it received a $1,000 contribution from TVFCU on behalf of credit union members for its Rescue Christmas Initiative. ...


The employees at Tennessee Valley Federal Credit Union wanted to do something special to thank some of Chattanooga’s front-line heroes during the COVID-19 pandemic. A huge cooler full of homemade frozen treats was delivered to Hamilton County employees working the free testing site at the Alstom plant. ...


With 18 offices, the Tennessee Valley Federal Credit Union (TVFCU) has more branch locations than any credit union in Southeast Tennessee and prides itself on personal service delivered across its 13-county footprint. But when the coronavirus pandemic forced Chattanooga’s biggest credit union to close its lobbies and in-person visits to limit the spread of the ...


Fortera Credit Union has announced its establishment of the Fortera Foundation. The not-for-profit organization aims to help break the cycle of generational poverty and improve families’ long-term financial stability. Within its focus, the foundation seeks to address a particularly high rate of poverty among single mothers.  ...


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Advancing Tennessee Communities Through:

2.3 Million Credit Union Members
$2.6 Billion Economic Impact
15,687 Jobs
139 Credit Unions
$355 Million in Benefits for Tennessee Consumers
$238 Benefits Per Household